A charitable gift annuity is a popular way to make a gift to Hadassah and enjoy payments for yourself (and/or someone you choose) at the same time. You make a gift of cash or securities of $5,000 or more and you will receive a fixed amount annually (payable monthly, quarterly, semi-annually or annually) for the rest of your life. You must be at least 65 years old to receive payments. The payout rate is fixed when you establish the annuity and remains the same for your lifetime. After your lifetime, the remainder of the annuity is used by Hadassah to support its lifesaving mission. If you yourself do not need the funds, you may establish an annuity as a gift for one or two important people in your life.

“My charitable gift annuity with Hadassah is a wonderful way to give to Hadassah, but it's also a gift to myself.”
If you do not need the money today, but are planning ahead for your retirement years, consider a deferred charitable gift annuity. You establish the gift annuity now and elect to start receiving payments at least one year in the future (so long as you are at least 65 years old when the payments start). You can also establish a deferred gift annuity to benefit someone you choose. The longer the deferral period, the higher the payout rate and the larger the charitable deduction.
A charitable gift annuity with Hadassah:
- will provide you and/or someone you choose with fixed payments that are partially tax-free for your life expectancy (or combined life expectancies), regardless of market conditions
- may allow you to claim a federal income tax charitable deduction on a portion of your gift in the year you establish the annuity
- may allow you to reduce your capital gains tax liability if you establish the annuity with appreciated securities
- will help to secure Hadassah's future, and your own
Gift Annuity Payout Rates
The payout rate is based on the age of the person or people receiving payments and the number of people receiving payments (one or two). The rate is determined when you establish the gift annuity and, because it is not tied to the stock market or interest rates, it will never change. Please use the gift illustrator to calculate the payout rate and other benefits using your actual date of birth.
One Life | |
---|---|
Your Age | Payout Rate |
65 | 4.8% |
70 | 5.3% |
75 | 6.0% |
80 | 7.0% |
85 | 8.1% |
90+ | 9.1% |
Two Lives | |
---|---|
Your Ages | Payout Rate |
70/75 | 4.9% |
75/75 | 5.2% |
75/80 | 5.5% |
80/85 | 6.3% |
85/90 | 7.5% |
90/95+ | 8.8% |
*Rates as of July 2022. If you reside in New York, please contact us directly as your rates may vary slightly.
Examples of How It Works
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Learn more about the many benefits of a charitable gift annuity in our free guide The Gift That Gives Back.
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